It’s no secret that the major banks and primary lenders have the most stringent lending criteria, which makes them pretty much unavailable to most business owners.
The big banks may say no to you, based on your perceived lack of:
- Credit history
At the same time, applying for a loan or a line of credit from a major lender can take weeks, or even months. The application process is often incredibly detailed and intrusive. Preparing all of the documents properly can often become a full-time job in itself. And, at the end of all that work, you may still get denied. Hardworking business owners don’t have the time, or resources, to waste on this.
Capital Hands understands the struggles that business owners face every day. That’s why we’re willing to work with you to get you the money your business needs to survive and grow.
Our asset based lending is not based on your business’ past credit history, income, or ratios. It’s based on what you presently have and the assets you already own.